Operator Pro is built around the six questions every business owner eventually has to answer: how healthy is the business, is it profitable, is it growing, is the cash sustainable, can it carry more cost, and is it making the right decisions?
Each tool gives you a number, tells you what it means, and shows you the single lever that moves it most. No financial training required.
1
Business Health
How is the business actually performing — across everything at once?
Financial Health Scorecard
A single score across margin, cash, growth, and stability. The first thing to run when you want an honest read on the whole business.
Financial Systems 80/20
Identifies which financial habits are generating 80% of your clarity — and which gaps are costing you the most.
Break-Even Analysis
The revenue number where you stop losing money. Shows what changes when costs rise, prices change, or volume shifts.
2
Pricing & Margin
Am I actually making money on what I sell — and what happens if I change my prices?
Pricing Calculator
Models margin at different price points. Shows the break-even volume for any price change before you commit to it.
Gross Margin Calculator
What the business keeps after delivering the work. Benchmarks your margin against what is typical for your type of business.
Profit per Customer
Which customers are making you money and which are costing you. The number most owners have never calculated.
3
Growth & Retention
Is the business growing in a way that compounds — or just adding revenue that leaks straight back out?
Customer Value Calculator
What a customer is worth over their lifetime vs what it cost to acquire them. The ratio that determines whether your growth model works.
Churn Rate Calculator
How fast the business is losing customers and what that costs in revenue. Includes the compounding effect over 12 months.
Expansion Revenue Tracker
How much growth is coming from existing customers vs new ones. Existing customer growth is cheaper and more sustainable.
Growth Rate Calculator
Month-on-month and year-on-year growth, with a projection forward. Shows the trajectory, not just the current number.
4
Cash & Runway
Is the cash position safe — and what does it look like in 90 days if one client leaves?
Runway Calculator
How long the business can survive at current burn. The number to check before any major spend decision.
Burn Rate Calculator
What the business is spending each month — and whether that rate is sustainable at current revenue.
Friday Cash
A weekly cash position tracker. Know your number every Friday without needing to open your accounting software.
5
Investment & Capacity
Can the business afford to grow — and will this hire or investment actually pay back?
Hire ROI Calculator
The revenue a new hire needs to generate to justify their cost — and the timeline for payback.
Capacity Investment ROI
Whether a capacity investment — equipment, software, space — pays back at current utilisation and pricing.
Operator Pro also includes
All 5 Starter Pro tools — Contribution Margin, CAC Payback, NRR, Financial Clarity Check, Fast Founder Cap Table
Every tool runs in your browser — your numbers are never stored or transmitted
Plain English output — no financial training required
One payment, permanent access — no renewal, no subscription
Operator Pro — Nocrai
20 diagnostics. One payment. No renewal.
15 Operator Pro tools plus all 5 Starter Pro tools. The complete operating layer for an owner-managed business.